Endorsement Library

Restricted-form states.

Some states only let title companies issue endorsements that the state or a rating bureau has promulgated or filed. Here is what can be issued in each one, the closest ALTA form, and where the official list is published.

Jump to: TX · FL · NY · PA · NM · OH · IA · NJ

Lists come from public, official or rating-bureau publications only. They are condensed: check the linked source for the current form text, effective dates and premiums. For Texas, the ALTA column shows the closest ALTA concept for orientation; TDI does not publish an ALTA mapping. Statute links for South Carolina, North Dakota, Nevada and Oregon open the whole chapter; Texas and Utah statute pages load with JavaScript.

Texas

Regulator: Texas Department of Insurance (TDI)
Source: TDI Basic Manual of Rules, Rates and Forms, Section II (promulgated forms)

Texas promulgates every policy form and endorsement. Only T-forms in the Basic Manual may be issued; an ALTA form cannot be used unless TDI has adopted it as a T-form. Names are as listed on TDI's forms page. TDI does not publish an ALTA mapping; the ALTA column is our closest-concept note for orientation only.

FormNameALTA equivalent / note
T-3General Endorsement
T-4 / T-5Leasehold Owner's / Leasehold Loan Policy EndorsementALTA 13 / 13.1 (similar)
T-14First Loss EndorsementALTA 20 (similar)
T-15Last Dollar EndorsementDeleted 01/01/2010 per TDI
T-16Loan Policy Aggregation EndorsementALTA 12 (similar)
T-17Planned Unit DevelopmentALTA 5 (similar)
T-19Restrictions, Encroachments, Minerals EndorsementALTA 9 (similar, Texas-specific)
T-19.1Restrictions, Encroachments, Minerals Endorsement – Owner's PolicyALTA 9.1/9.2 (similar)
T-19.2 – T-19.4Minerals and Surface Damage Endorsement
T-23Access EndorsementALTA 17 (similar)
T-24Non-Imputation EndorsementALTA 15 (similar)
T-24.1Non-Imputation Endorsement (Mezzanine Financing)ALTA 16 (similar)
T-25 / T-25.1Contiguity EndorsementALTA 19 / 19.1 (similar)
T-26Additional Insured EndorsementNo direct ALTA equivalent
T-27Assignment of Rents/Leases EndorsementALTA 37 (similar)
T-28Condominium EndorsementALTA 4 / 4.1 (similar)
T-30Tax Deletion
T-31 / T-31.1Manufactured Housing; Supplemental Coverage Manufactured Housing UnitALTA 7 (similar)
T-33 / T-33.1Variable Rate Mortgage; Negative AmortizationALTA 6 / 6.2 (similar)
T-34Increased Value Endorsement
T-35Revolving Credit EndorsementNo direct ALTA equivalent
T-36Environmental Protection Lien EndorsementALTA 8.1 (similar)
T-36.1Commercial Environmental Protection Lien EndorsementALTA 8.2 (similar)
T-39Balloon Mortgage
T-42 / T-42.1Equity Loan Mortgage; Supplemental Coverage Equity Loan MortgageTexas-only (Tex. Const. art. XVI, § 50(a)(6))
T-43Texas Reverse Mortgage Endorsement
T-48Co-Insurance EndorsementALTA 23 (similar)
T-54Severable Improvements EndorsementALTA 31 (similar)
T-55 – T-55.5Energy Project seriesALTA 36 series (similar)

ALTA forms not available / watch-outs: Zoning (ALTA 3 series), Subdivision (ALTA 26), Utility Access (ALTA 17.2), Tax Parcel (ALTA 18 series) and Same-as-Survey (ALTA 25) have no T-form in TDI's list. Several forms carry 11/1/2024 effective dates. TDI's forms page renders some links with JavaScript; if a link does not open, start from the page itself.

Florida

Regulator: Florida Office of Insurance Regulation (OIR)
Source: Fla. Admin. Code R. 69O-186.005 (endorsement premiums)

Forms are filed with and approved by OIR Fla. Stat. § 627.777. Rule 69O-186.005 names the endorsements it permits: ALTA 2 in subsection (5), the subsection (6) list, and the subsection (8) Florida forms, whose wording the rule sets out. Under subsection (7), any other endorsement needs OIR approval before it is issued. Premiums are not shown here; see the rule.

FormNameALTA equivalent / note
ALTA 4 / 4.1CondominiumALTA 4 / 4.1
ALTA 5 / 5.1Planned Unit DevelopmentALTA 5 / 5.1
ALTA 6Renegotiable RateALTA 6
ALTA 6.1Variable RateALTA 6.1
ALTA 6.2Negative AmortizationALTA 6.2
ALTA 7.0Manufactured HousingALTA 7
ALTA 8.0 / 8.1Environmental Protection LienALTA 8 / 8.1
Revolving CreditRevolving Credit Endorsement (language set by the rule) – (6)Florida form
ALTA 2Truth in Lending – (5)ALTA 2
Florida Form 9Restrictions, Easements, Minerals – (8)(a)Florida form (compare ALTA 9)
Navigational Servitude(8)(b)Florida form
Shared Appreciation(8)(c)Florida form
Additional Interest(8)(d)Florida form
Option(8)(e)Florida form
Change of Partners(8)(f)Florida form
Contiguity(8)(g)Florida form
Survey(8)(h)Florida form
Construction Loan Update(8)(i)Florida form
Foreign Currency(8)(j)Florida form
Assignment of Mortgage(8)(k)Florida form
Balloon Mortgage(8)(l)Florida form

ALTA forms not available / watch-outs: Prohibited by subsection (15): Doing Business, Non-Imputation, Access, Location, Expanded Insured, Street Assessment, Zoning and Usury endorsements. Subsection (16) lists items that need no specific approval (for example corrections, future advances, gap coverage, deletion of general exceptions, intra-Florida tie-in spreader). Other ALTA forms (for example 9-series, 18, 26, 28) are not named in the rule; check with the underwriter and OIR.

New York

Regulator: NY Department of Financial Services; rates filed by the Title Insurance Rate Service Association (TIRSA)
Source: TIRSA Rate Book, 7th ed. (rev. 10/01/2024), Part VI, Current Approved Title Insurance Endorsements

Only endorsements on TIRSA's approved list (filed with DFS) may be issued by members.

FormNameALTA equivalent / note
TIRSAStandard New York Endorsement (Loan / Owner's)none
TIRSAAccess EndorsementALTA 17 concept (TIRSA form)
TIRSACondominiumALTA 4 concept
TIRSAConstruction LoanALTA 32 concept
TIRSAContract Vendee (Commercial / Residential)
TIRSACooperative Loan / Owner's
TIRSAEnvironmental Protection Lien (3 versions)ALTA 8.1/8.2 concept
TIRSAMezzanine Financing / Assignment of ProceedsALTA 16 concept
TIRSAMortgage Tax EndorsementNY-only
TIRSANYC Development RightsNY-only
TIRSANon-Imputation (Additional Insured / Full / Partial Equity)ALTA 15 series concept
TIRSAResidential and Commercial Revolving Credit
TIRSAReverse Mortgage (RPL 280 / 280-a)
TIRSA 3ZoningALTA 3 concept
ALTA12, 12.1, 13, 13.1, 18, 18.2, 19, 19.1, 19.2, 20, 23, 23.1, 25, 25.1, 27, 28–28.3, 35–35.3, 36–36.8, 40, 40.1, 46, 48, 6, 6.2, 9.1, 9.2, 9.3, 9.6, 9.6.1, 9.7, 9.8, 9.9listed ALTA forms

ALTA forms not available / watch-outs: Not on the approved list (searched Part VI): ALTA 3.1, 4, 5, 8.2, 9.10, 11, 15 series, 17, 22, 24, 26 and 39. Use the TIRSA counterpart where one exists.

Pennsylvania

Regulator: Pennsylvania Insurance Department (40 P.S. § 910-41)
Source: TIRBOP rate book, approved by the Pennsylvania Insurance Department, as amended through 11/01/26, Section 9 "Approved Endorsement Forms" and Section 6 index (the link opens the rate bureau's download page; use its download button for the PDF)

Members may issue only the PA-numbered endorsements approved in the TIRBOP rate book. This list follows the version effective November 1, 2026. Forms marked "new" are not available before that date. The ALTA column shows the ALTA endorsement the rate book itself names for each PA form; "PA form" means it names no ALTA model.

FormNameALTA equivalent / note
PA 100Covenants, Conditions and RestrictionsPA form (no ALTA model)
PA 300Mortgage Survey ExceptionPA form (no ALTA model)
PA 301Owner’s Survey ExceptionPA form (no ALTA model)
PA 400Manufactured Housing UnitALTA 7-06
PA 500Mortgage ModificationALTA 11 (as modified by TIRBOP)
PA 501Mortgage ModificationALTA 11
PA 710Variable Rate MortgageALTA 6
PA 710-6.2Variable Rate Mortgage – Negative AmortizationALTA 6.2
PA 810Condominium – Current AssessmentsALTA 4.1
PA 820Planned Unit Development – Current AssessmentsALTA 5.1-06
PA 900Environmental Protection LienALTA 8.1
PA 910Commercial Environmental Protection LienALTA 8.2-06
PA 1015Open End Mortgage/ConstructionPA form (no ALTA model)
PA 1020FNMA Balloon MortgagePA form (no ALTA model)
PA 1030Restrictions, Encroachments, and Minerals – Loan PolicyALTA 9
PA 1031Covenants, Conditions and Restrictions – Unimproved LandALTA 9.1-06
PA 1032Covenants, Conditions and Restrictions – Improved LandALTA 9.2-06
PA 1033Private RightsALTA 9.6-06
PA 1034Restrictions, Encroachments, and Minerals – Land Under Development – Loan PolicyALTA 9.7
PA 1035Covenants, Conditions and Restrictions –Land Under DevelopmentALTA 9.8-06
PA 1070General EndorsementPA form (no ALTA model)
PA 1080Abbreviated Form EndorsementPA form (no ALTA model)
PA 1100Waiver of ArbitrationPA form (no ALTA model)
PA 1110First Loss – Multiple Parcel TransactionsALTA 20-06
PA 1130Leasehold Owner’sALTA 13-06
PA 1140Leasehold LoanALTA 13.1-06
PA 1150Future Advance – Letter of CreditALTA 14.2
PA 1160Nonimputation – Full Equity TransferALTA 15-06
PA 1170Nonimputation – Additional InsuredALTA 15.1-06
PA 1180Nonimputation – Partial Equity TransferALTA 15.2-06
PA 1190Mezzanine FinancingALTA 16-06
PA 1200Access and EntryALTA 17-06
PA 1201Access and EntryALTA 17-06
PA 1210Indirect Access and EntryALTA 17.1-06
PA 1211Indirect Access and EntryALTA 17.1-06
PA 1212Access EndorsementPA form (no ALTA model)
PA 1220Future Advance – Reverse MortgageALTA 14.3
PA 1230Single Tax ParcelALTA 18-06
PA 1231Single Tax Parcel and IDALTA 18.3-06
PA 1240Multiple Tax Parcels – EasementsALTA 18.1-06
PA 1241Multiple Tax ParcelsALTA 18.2-06
PA 1250Contiguity – Multiple ParcelsALTA 19-06
PA 1251Contiguity – Single ParcelALTA 19.1-06
PA 1252Contiguity – Specified ParcelsALTA 19.2-06
PA 1260Aggregation/Intrastate OnlyALTA 12 (as modified by TIRBOP)
PA 1270Same As SurveyALTA 25-06
PA 1271Same As SurveyALTA 25-06
PA 1272Same as Portion of Survey (new; effective 11/1/2026)ALTA 25.1-06
PA 1273Same as Portion of Survey (new; effective 11/1/2026)ALTA 25.1-06
PA 1280LocationALTA 22-06 (as modified by TIRBOP)
PA 1281Land Address (new; effective 11/1/2026)ALTA 22.2
PA 1290Mortgage ReleasePA form (no ALTA model)
PA 1310Damage or Enforced RemovalALTA 28
PA 1311Damage or Enforced RemovalALTA 28
PA 1312Encroachments – Boundaries and EasementsALTA 28.1
PA 1313Encroachments – Boundaries and EasementsALTA 28.1
PA 1314Encroachments – Boundaries and Easements – Land Under DevelopmentALTA 28.3-06
PA 1315Encroachments – Boundaries and Easements – Land Under DevelopmentALTA 28.3-06
PA 1316Encroachments – Boundaries and Easements – Described ImprovementsALTA 28.2-06
PA 1317Encroachments – Boundaries and Easements – Described ImprovementsALTA 28.2-06
PA 1320Interest Rate Swap Direct ObligationALTA 29-06
PA 1330Interest Rate Swap Additional InterestALTA 29.1-06
PA 1331Interest Rate Swap – Direct Obligation – Defined AmountALTA 29.2-06
PA 1332Interest Rate Swap – Additional Interest- Defined AmountALTA 29.3-06
PA 1340Minerals and Other Subsurface Substances – BuildingsALTA 35-06
PA 1341Minerals and Other Subsurface Substances – BuildingsALTA 35-06
PA 1350Minerals and Other Subsurface Substances – ImprovementsALTA 35.1-06
PA 1351Minerals and Other Subsurface Substances – ImprovementsALTA 35.1-06
PA 1360Minerals and Other Subsurface Substances – Land Under DevelopmentALTA 35.3-06
PA 1361Minerals and Other Subsurface Substances – Land Under DevelopmentALTA 35.3-06
PA 1400Severable ImprovementsALTA 31-06
PA 1410Energy Project – Leasehold/EasementALTA 36-06
PA 1420Energy Project – Leasehold/EasementALTA 36.1-06
PA 1430Energy Project – LeaseholdALTA 36.2-06
PA 1440Energy Project – LeaseholdALTA 36.3-06
PA 1450Energy Project – Covenants, Conditions and Restrictions – Land Under DevelopmentALTA 36.4-06
PA 1460Energy Project – Covenants, Conditions and Restrictions – Land Under DevelopmentALTA 36.5-06
PA 1470Energy Project – EncroachmentsALTA 36.6
PA 1471Energy Project – EncroachmentsALTA 36.6
PA 1472Energy Project – Fee Estate – Owner’s Policy (new; effective 11/1/2026)ALTA 36.7-06
PA 1473Energy Project – Fee Estate – Loan Policy (new; effective 11/1/2026)ALTA 36.8-06
PA 1474Energy Project – Minerals and Other Subsurface Substances – Land Under Development (new; effective 11/1/2026)ALTA 36.9
PA 1475Energy Project – Minerals and Other Subsurface Substances – Land Under Development (new; effective 11/1/2026)ALTA 36.9
PA 1480Covenants, Conditions and RestrictionsALTA 9.3-06
PA 1490Private RightsALTA 9.9-06
PA 1500Construction LoanALTA 32
PA 1510Construction Loan Direct PaymentALTA 32.1
PA 1520DisbursementALTA 33-06
PA 1530Future Advance – PriorityALTA 14
PA 1540Future Advance – KnowledgeALTA 14.1
PA 1550Utility AccessALTA 17.2-06
PA 1551Utility AccessALTA 17.2-06
PA 1560Assignment of Rents or LeasesALTA 37-06
PA 1570Tax Credit-Owner’s PolicyALTA 40-06
PA 1580Tax Credit - Defined Amount - Owner’s PolicyALTA 40.1-06
PA 1590Restrictions, Encroachments, and Minerals – Current Violations – Loan PolicyALTA 9.10
PA 1600AssignmentALTA 10
PA 1601Assignment and Date DownALTA 10.1 (as modified by TIRBOP)
PA 1610Co-Insurance – Single PolicyALTA 23-06
PA 1611Co-Insurance – Multiple PoliciesALTA 23.1-06
PA 1620Policy AuthenticationALTA 39-06
PA 1630Commercial Lender GroupALTA 42-06
PA 1640Anti-TaintALTA 43-06
PA 1650Pari Passu MortgageALTA 45-06
PA 1660Identified RiskALTA 34-06
PA 1661Identified Exception and Identified Risk CoverageALTA 34.1
PA 1670Tribal Waivers and ConsentsALTA 48
PA 1671Tribal Limited Waiver and Consent Agreement (new; effective 11/1/2026)ALTA 48.1
PA 1680Forgery – New Owner’s Policy – Residential (new; effective 11/1/2026)ALTA 49
PA 1681Forgery – Existing Owner’s Policy – Residential (new; effective 11/1/2026)ALTA 49.1
PA 1690Residential Solar – Loan Policy (new; effective 11/1/2026)ALTA 50
PA 1700Zoning (new; effective 11/1/2026)ALTA 3
PA 1701Zoning – Completed Structure (new; effective 11/1/2026)ALTA 3.1

ALTA forms not available / watch-outs: Zoning: from 11/1/2026 the rate book adds PA 1700 (ALTA 3, Zoning) and PA 1701 (ALTA 3.1, Zoning – Completed Structure). Before then, no zoning endorsement is on the approved list. Other ALTA 3-series forms (3.2–3.4) and the ALTA 26 subdivision endorsement are not on the list.

New Mexico

Regulator: New Mexico Office of Superintendent of Insurance (OSI); 13.14.18 NMAC
Source: OSI promulgated title insurance forms (appendix to 13.14.18 NMAC), updated 09/30/2025, effective 9/22/2025 (Docket 2025-0013)

New Mexico promulgates its forms. Only NM-numbered forms in the OSI appendix may be issued. Names are the form titles in the appendix; the ALTA column is copied from each form's "Modeled on, but not necessarily identical to" footer. "No ALTA footer" means the form carries none.

FormNameALTA equivalent / note
NM 11MultipurposeNo ALTA footer
NM 12Condominium – Assessments PriorityALTA 4
NM 13 / 13.1Planned Unit Development – Assessments Priority / Current AssessmentsALTA 5-06 / 5.1-06
NM 14 / 15Variable Rate Mortgage / Negative AmortizationALTA 6 / 6.2
NM 16 / 16.1Manufactured Housing Unit / Conversion – Loan PolicyALTA 7-06 / 7.1
NM 16.2Manufactured Housing – Conversion – Owner's PolicyFooter cites the ALTA Owner's Policy
NM 17Revolving CreditNo ALTA footer
NM 20 / 21Leasehold – Owner's / LoanALTA 13-06 / 13.1-06
NM 23Pending ImprovementsNo ALTA footer
NM 24 / 24.1Assignment / Assignment and Date DownALTA 10 / 10.1
NM 25Additional AdvanceNo ALTA footer
NM 26Partial CoverageNo ALTA footer
NM 28 / 28.1 / 28.2Non-Imputation – Full Equity Transfer (title from ALTA model) / Additional Interest / Partial Equity TransferALTA 15 / 15.1-06 / 15.2-06
NM 29Environmental Protection LienALTA 8.1 ("modeled on, but not identical to")
NM 30Condominium – Current AssessmentsALTA 4.1
NM 31Owner's Leasehold ConversionNo ALTA footer
NM 33Change of NameNo ALTA footer
NM 42Limited Pre-Foreclosure Date-Down EndorsementALTA Limited Pre-Foreclosure Date-Down
NM 43Insuring AroundNo ALTA footer
NM 44Revolving Credit – Increased Credit LimitNo ALTA footer
NM 46JR 1 Endorsement (to the Residential Limited Coverage Junior Loan Policy)ALTA JR 1
NM 47JR 2 Endorsement (to the Residential Limited Coverage Junior Loan Policy)ALTA JR 2
NM 50 / 50.1Restrictions, Encroachments, Minerals – Loan Policy (title from ALTA model; heading not legible in the appendix text)ALTA 9-06 / 9.3-06
NM 51Land Abuts StreetNo ALTA footer
NM 52LocationALTA 22-06
NM 54 / 66Contiguity – Single Parcel / Multiple ParcelsALTA 19.1-06 / 19-06
NM 55Named InsuredNo ALTA footer
NM 56 / 56.1Restrictions, Encroachments, Minerals – Owner's Policy (unimproved land)ALTA 9.1-06 / 9.4-06
NM 57 / 57.1Restrictions, Encroachments, Minerals – Owner's PolicyALTA 9.2-06 / 9.5-06
NM 58First Loss – Multiple Parcel TransactionALTA 20-06
NM 60 / 60.1Aggregation – Loan Policy / Aggregation – State LimitsALTA 12 / 12.1
NM 61FoundationNo ALTA footer
NM 62Assignment of Rents / LeasesNo ALTA footer
NM 64ZoningALTA 3
NM 64.1Zoning – Unimproved Land – No Applicable Zoning OrdinancesNo ALTA footer
NM 65 / 65.1 / 65.2 / 65.3Zoning – Completed Structure / Land Under Development / No Zoning Classification / Legal Non-Conforming UseALTA 3.1 / 3.2 / 3.4 / 3.3
NM 67 / 68 / 69Access and Entry / Indirect Access and Entry / Utility AccessALTA 17-06 / 17.1-06 / 17.2-06
NM 70Commercial Environmental Protection LienALTA 8.2-06
NM 71Future Advance – Reverse Mortgage (title from ALTA model; heading not legible in the appendix text)ALTA 14.3
NM 72 / 73Single Tax Parcel / Multiple Tax Parcel – EasementsALTA 18-06 / 18.1-06
NM 74Doing BusinessALTA 24-06
NM 75SubdivisionALTA 26
NM 76 – 76.3Easement – Damage or Enforced Removal; Encroachments – Boundaries and Easements seriesALTA 28-06, 28.1, 28.2-06, 28.3-06
NM 77Co-Insurance – Single PolicyALTA 23-06
NM 78 / 79Same as Survey / Same as Portion of SurveyALTA 25-06 / 25.1-06
NM 80 / 80.1 / 80.2Mortgage Modification / with Subordination / with Additional Amount of InsuranceALTA 11 / 11.1 / 11.2
NM 83 / 83.1 / 83.2Construction Loan / Direct Payment / Insured's Direct PaymentALTA 32 / 32.1 / 32.2
NM 84DisbursementALTA 33-06
NM 85Identified RiskNo ALTA footer
NM 86Policy AuthenticationALTA 39-06
NM 88 – 88.8Energy Project seriesALTA 36-06 – 36.8-06
NM 89Mezzanine FinancingALTA 16-06
NM 91Contract Purchaser ConversionNo ALTA footer
NM 92Severable ImprovementsALTA 31-06
NM 93Commercial LenderALTA 42-06
NM 94 / 94.1Tax Credit – Owner's Policy / Defined AmountALTA 40-06 / 40.1-06
NM 95Pari Passu – Loan PolicyALTA 45-06

ALTA forms not available / watch-outs: ALTA forms with no NM number in the appendix cannot be issued. Every endorsement title and footer in the appendix was read on 10/23/2026; policies, commitments, notices and closing protection letters are not listed here.

Ohio

Regulator: Ohio Department of Insurance (R.C. 3935.04, 3953.28)
Source: OTIRB Schedule of Rates for Title Insurance, effective March 1, 2026 (SERFF Tr. No. DEMT-134742945), Section 5 rate rules and Section 12 OTIRB specimen form list. Copy hosted by Stewart Title. · SERFF Filing Access (Ohio)

OTIRB members issue the endorsements in the bureau's filed rate book. The rate book names the ALTA form for each OH-numbered ALTA endorsement; OH-100 series forms are Ohio forms.

FormNameALTA equivalent / note
OH-1Street AssessmentsALTA 1
OH-2Truth in LendingALTA 2
OH-3 – OH-3.4Zoning seriesALTA 3 – 3.4
OH-4 / 4.1CondominiumALTA 4 / 4.1
OH-5 / 5.1Planned Unit DevelopmentALTA 5 / 5.1
OH-6 / 6.1 / 6.2Variable RateALTA 6 / 6.1 / 6.2
OH-7 / 7.1 / 7.2Manufactured HousingALTA 7 / 7.1 / 7.2
OH-8.1 / 8.2Environmental Protection LienALTA 8.1 / 8.2
OH-9 – OH-9.10Restrictions, Encroachments, Minerals; Covenants, Conditions and Restrictions; Private RightsALTA 9 – 9.10
OH-10 – OH-10.3Assignment; Collateral AssignmentALTA 10 – 10.3
OH-11 / 11.1 / 11.2Mortgage ModificationALTA 11 / 11.1 / 11.2
OH-12 / 12.1AggregationALTA 12 / 12.1
OH-13 / 13.1LeaseholdALTA 13 / 13.1
OH-14 – OH-14.3Future AdvanceALTA 14 – 14.3
OH-15 / 15.1 / 15.2NonimputationALTA 15 / 15.1 / 15.2
OH-16Mezzanine FinancingALTA 16
OH-17 / 17.1 / 17.2Access and Entry; Utility AccessALTA 17 / 17.1 / 17.2
OH-18 – OH-18.3Tax ParcelALTA 18 – 18.3
OH-19 / 19.1 / 19.2ContiguityALTA 19 / 19.1 / 19.2
OH-20First LossALTA 20
OH-21Creditor's Rights AffirmativeALTA 21
OH-22 / 22.1Location; Location and MapALTA 22 / 22.1
ALTA 22.2Land Address (rate rule ER-22.2; added 3/01/2026; no OH number)ALTA 22.2
OH-23.1Co-Insurance – Multiple PoliciesALTA 23.1
OH-24Doing BusinessALTA 24
OH-25 / 25.1Same as SurveyALTA 25 / 25.1
OH-26SubdivisionALTA 26
OH-27UsuryALTA 27
OH-28 – OH-28.3Easement; EncroachmentsALTA 28 – 28.3
OH-35 – OH-35.3Minerals and Other Subsurface SubstancesALTA 35 – 35.3
OH-36 – OH-36.8Energy ProjectALTA 36 – 36.8
OH-37Assignment of Rents and LeasesALTA 37
OH-39Policy AuthenticationALTA 39
OH-42Commercial Lender GroupALTA 42
OH-43Anti-TaintALTA 43
OH-44Insured Mortgage RecordingALTA 44
OH-45Pari Passu Mortgage – Loan PolicyALTA 45
OH-46OptionALTA 46
OH-48 / 48.1Tribal Waivers and ConsentsALTA 48 / 48.1
OH-49 / 49.1Forgery – New / Existing Owner's Policy – ResidentialALTA 49 / 49.1
OH-50Residential Solar – Loan PolicyALTA 50
OH-102CLTA Form 100 and other so-called comprehensive endorsementsOhio form (CLTA 100)
OH-103Doing BusinessOhio form
OH-104Partnership/LLC – Permitted Transfer ("Fairway")Ohio form
OH-105Last DollarOhio form
OH-108SubdivisionOhio form
OH-109BalloonOhio form
OH-110 / 110.1Owner's / Loan Policy Date DownOhio form
OH-111Judicial CommitmentOhio form
OH-112 / 112.1Deletion of General Exception for Mechanics' Liens – Loan / Owner's (rate rule; rate book says no form is associated)Ohio rate rule

ALTA forms not available / watch-outs: Withdrawn per the rate book's Section 12 list: OH-100 (Deletion of Creditors' Rights Exclusion, 5/1/2008), OH-101 and OH-101.1 (Survey, 5/1/2008; rate rules ER-101/101.1 remain), OH-106 (Usury), OH-107 and OH-107.1 (Same as Survey) (all 7/15/2009). OH-112, 112.1, 113 and 113.1 are rate rules; the rate book says no form is associated with them. Note: the rate book's rate index lists "Comprehensive Endorsement (OH-100, CLTA 100)" while Section 12 and rule ER-100 show OH-100 withdrawn and OH-102 as the comprehensive form. The filing can be looked up on SERFF Filing Access by its tracking number.

Iowa

Regulator: Iowa Finance Authority – Iowa Title Guaranty (Iowa Code ch. 16)
Source: Iowa Title Guaranty Commercial Forms (public)

Iowa Code § 515.48(10) excludes title insurance from the risks insurers may be approved to write. Iowa Title Guaranty issues certificates, and endorsements are issued only from its own form list. The list below is the endorsement table of contents of the Commercial Forms Collection, form by form.

FormNameALTA equivalent / note
ALTA 1-06Street AssessmentsALTA 1
ALTA 3ZoningALTA 3
ALTA 3.1Zoning—Completed StructureALTA 3.1
ALTA 3.2Zoning—Land Under DevelopmentALTA 3.2
ALTA 3.3Zoning—Completed Improvement—Legal Non-Conforming UseALTA 3.3
ALTA 3.4Zoning—No Zoning ClassificationALTA 3.4
ALTA 4Condominium—Assessments PriorityALTA 4
ALTA 4.1Condominium—Current AssessmentsALTA 4.1
ALTA 5-06Planned Unit Development—Assessments PriorityALTA 5
ALTA 5.1-06Planned Unit Development—Current AssessmentsALTA 5.1
ALTA 6Variable Rate MortgageALTA 6
ALTA 6.2Variable Rate Mortgage—Negative AmortizationALTA 6.2
ALTA 8.1Environmental Protection LienALTA 8.1
ALTA 8.2-06Commercial Environmental Protection LienALTA 8.2
ALTA 9-06Restrictions, Encroachments, Minerals—Lender's CertificateALTA 9
ALTA 9.1-06Covenants, Conditions, and Restrictions—Unimproved Land—Owner's CertificateALTA 9.1
ALTA 9.2-06Covenants, Conditions, and Restrictions—Improved Land—Owner's CertificateALTA 9.2
ALTA 9.3-06Covenants, Conditions, and Restrictions—Lender's CertificateALTA 9.3
ALTA 9.6-06Private Rights—Lender's CertificateALTA 9.6
ALTA 9.6.1-06Private Rights—Current Assessments—Lender's CertificateALTA 9.6.1
ALTA 9.7-06Restrictions, Encroachments, Minerals—Land Under Development—Lender's CertificateALTA 9.7
ALTA 9.8-06Covenants, Conditions, and Restrictions—Land Under Development—Owner's CertificateALTA 9.8
ALTA 9.9-06Private Rights—Owner's CertificateALTA 9.9
ALTA 9.10-06Restrictions, Encroachments, Minerals—Current Violations—Lender's CertificateALTA 9.10
ALTA 10AssignmentALTA 10
ALTA 11Mortgage ModificationALTA 11
ALTA 11.2Mortgage Modification with Additional Coverage AmountALTA 11.2
ALTA 12Aggregation—Lender's CertificateALTA 12
ALTA 13-06Leasehold—Owner's CertificateALTA 13
ALTA 13.1-06Leasehold—Lender's CertificateALTA 13.1
ALTA 14Future Advance—PriorityALTA 14
ALTA 15-06Non-Imputation—Full Equity TransferALTA 15
ALTA 15.1-06Non-Imputation—Additional GuaranteedALTA 15.1
ALTA 15.2-06Non-Imputation—Partial Equity TransferALTA 15.2
ALTA 16-06Mezzanine FinancingALTA 16
ALTA 17-06Access and EntryALTA 17
ALTA 17.1-06Indirect Access and EntryALTA 17.1
ALTA 17.2-06Utility AccessALTA 17.2
ALTA 18-06Single Tax ParcelALTA 18
ALTA 18.1-06Multiple Tax Parcel—EasementsALTA 18.1
ALTA 18.2-06Multiple Tax ParcelALTA 18.2
ALTA 18.3-06Single Tax Parcel and IDALTA 18.3
ALTA 19-06Contiguity—Multiple ParcelsALTA 19
ALTA 19.1-06Contiguity—Single ParcelALTA 19.1
ALTA 19.2-06Contiguity—Specified ParcelsALTA 19.2
ALTA 20-06First Loss—Multiple Parcel TransactionsALTA 20
ALTA 22-06LocationALTA 22
ALTA 22.2Land AddressALTA 22.2
ALTA 24-06Doing BusinessALTA 24
ALTA 25-06Same as SurveyALTA 25
ALTA 25.1-06Same as Portion of SurveyALTA 25.1
ALTA 26SubdivisionALTA 26
ALTA 27UsuryALTA 27
ALTA 28Damage or Enforced RemovalALTA 28
ALTA 28.1Encroachments—Boundaries and EasementsALTA 28.1
ALTA 28.2-06Encroachments—Boundaries and Easements—Described ImprovementsALTA 28.2
ALTA 28.3-06Encroachments—Boundaries and Easements—Land Under DevelopmentALTA 28.3
ALTA 29-06Interest Rate Swap—Direct ObligationALTA 29
ALTA 29.1-06Interest Rate Swap—Additional InterestALTA 29.1
ALTA 29.2-06Interest Rate Swap—Direct Obligation—Defined AmountALTA 29.2
ALTA 29.3-06Interest Rate Swap—Additional Interest—Defined AmountALTA 29.3
ALTA 32Construction LoanALTA 32
ALTA 32.1Construction Loan—Direct PaymentALTA 32.1
ALTA 32.2Construction Loan—Guaranteed's Direct PaymentALTA 32.2
ALTA 33-06DisbursementALTA 33
ALTA 34-06Identified Risk CoverageALTA 34
ALTA 34.1Identified Exception & Identified Risk CoverageALTA 34.1
ALTA 35-06Minerals and Other Subsurface Substances—BuildingsALTA 35
ALTA 35.1-06Minerals and Other Subsurface Substances—ImprovementsALTA 35.1
ALTA 35.2-06Minerals and Other Subsurface Substances—Described ImprovementsALTA 35.2
ALTA 35.3-06Minerals and Other Subsurface Substances—Land Under DevelopmentALTA 35.3
ALTA 37-06Assignment of Rents or LeasesALTA 37
ALTA 39-06Certificate AuthenticationALTA 39
ALTA 40-06Tax Credit—Owner's CertificateALTA 40
ALTA 40.1-06Tax Credit—Defined Amount—Owner's CertificateALTA 40.1
ALTA 41-06Water—BuildingsALTA 41
ALTA 41.1-06Water—ImprovementsALTA 41.1
ALTA 41.2-06Water—Described ImprovementsALTA 41.2
ALTA 41.3-06Water—Land Under DevelopmentALTA 41.3
ALTA 43-06Anti-TaintALTA 43
ALTA 44-06Guaranteed Mortgage Recording—Lender's CertificateALTA 44
ALTA 45-06Pari Passu Mortgage—Lender's CertificateALTA 45
ALTA 48Tribal Limited Waiver and ConsentALTA 48
ALTA 48.1Tribal Limited Waiver and Consent AgreementALTA 48.1

ALTA forms not available / watch-outs: ALTA forms not on the list (e.g., 7, 21, 23, 30, 31, 36, 38, 42, 46, 47) are not available. Certificates, not policies, are issued.

New Jersey

Regulator: NJ Department of Banking and Insurance; NJ Land Title Insurance Rating Bureau
Source: New Jersey Land Title Insurance Rating Bureau, Rates and Charges book, effective for orders received on or after November 1, 2023 (endorsement index). Copy hosted by Stewart Title; the bureau links it from NJLTA. · NJLTA rate page

The Rating Bureau operates under N.J.S.A. 17:46B-46. Members may charge only the rates in its approved rate book, which lists the approved endorsements below (111 entries, with NJRB form numbers). "New Jersey Variation" means the NJRB form differs from the ALTA text.

FormNameALTA equivalent / note
ALTA 1-06Street Assessments (NJRB 5-86)ALTA 1
ALTA 3Zoning (NJRB 5-87)ALTA 3
ALTA 3.1Zoning - Completed Structures (NJRB 5-88)ALTA 3.1
ALTA 3.2Zoning - Land Under Development (NJRB 5-137)ALTA 3.2
ALTA 3.3Zoning – Completed Improvement - Non-Conforming Use (New Jersey Variation) (NJRB 5-179)ALTA 3.3
ALTA 4.1Condominium – Current Assessments (NJRB 5-89)ALTA 4.1
ALTA 5.1-06Planned Unit Development (NJRB 5-90)ALTA 5.1
ALTA 6Variable Rate Mortgage (NJRB 5-91)ALTA 6
ALTA 6.1Variable Rate Mortgage-Regulations (NJRB 5-11)ALTA 6.1
ALTA 6.2Variable Rate Mortgage - Negative Amortization (NJRB 5-92)ALTA 6.2
ALTA 7-06Manufactured Housing Unit (NJRB 5-93)ALTA 7
ALTA 8.1Environmental Protection Lien (New Jersey Variation) (NJRB 5-94)ALTA 8.1
ALTA 8.2-06Commercial Environmental Protection Lien (New Jersey Variation) (NJRB 5-165)ALTA 8.2
ALTA 9.1-06Covenants, Conditions and Restrictions, Owner’s Policy - Unimproved Land (New Jersey Variation) (NJRB 5-96)ALTA 9.1
ALTA 9.2-06Covenants, Conditions and Restrictions, Owner’s Policy - Improved Land (New Jersey Variation) (NJRB 5-97)ALTA 9.2
ALTA 9.3-06Covenants, Conditions and Restrictions, Loan Policy (New Jersey Variation) (NJRB 5-98)ALTA 9.3
ALTA 9.6.1-06Private Rights - Current Assessments Loan Policy (New Jersey Variation) (NJRB 5-169)ALTA 9.6.1
ALTA 9.7-06Restrictions, Encroachments, Minerals - Land Under Development - Loan Policy (New Jersey Variation) (NJRB 5-139)ALTA 9.7
ALTA 9.8-06Covenants, Conditions and Restrictions - Land Under Development – Owner’s Policy (New Jersey Variation) (NJRB 5-140)ALTA 9.8
ALTA 9.9-06Private Rights - Owner’s Policy (New Jersey Variation) (NJRB 5-156)ALTA 9.9
ALTA 9.10-06Restrictions, Encroachments, Minerals - Current Violations - Loan Policy (New Jersey Variation) (NJRB 5-157)ALTA 9.10
ALTA 10Assignment of Mortgage (NJRB 5-101)ALTA 10
ALTA 10.1-06Assignment and Date Down (NJRB 5-102)ALTA 10.1
ALTA 11Mortgage Modification (NJRB 5-103)ALTA 11
ALTA 11.1Mortgage Modification with Subordination (NJRB 5-174)ALTA 11.1
ALTA 11.2Mortgage Modification with Additional Amount of Insurance (NJRB 5-175)ALTA 11.2
ALTA 12Aggregation – Loan Policy (NJRB 5-104)ALTA 12
ALTA 12.1Aggregation - State Limits – Loan Policy (NJRB 5-158)ALTA 12.1
ALTA 13-06Leasehold – Owner’s (NJRB 5-105)ALTA 13
ALTA 13.1-06Leasehold - Loan (NJRB 5-106)ALTA 13.1
ALTA 14Future Advance - Priority (New Jersey Variation) (NJRB 5-107)ALTA 14
ALTA 14.1Future Advance - Knowledge (NJRB 5-108)ALTA 14.1
ALTA 14.2Future Advance - Letter of Credit (New Jersey Variation) (NJRB 5-109)ALTA 14.2
ALTA 14.3Future Advance - Reverse Mortgage (New Jersey Variation) (NJRB 5-110)ALTA 14.3
ALTA 15-06Nonimputation - Full Equity Transfer (NJRB 5-111)ALTA 15
ALTA 15.1-06Nonimputation - Additional Insured (NJRB 5-112)ALTA 15.1
ALTA 15.2-06Nonimputation - Partial Equity Transfer (NJRB 5-113)ALTA 15.2
ALTA 16-06Mezzanine Financing (NJRB 5-114)ALTA 16
ALTA 17-06Access and Entry (NJRB 5-115)ALTA 17
ALTA 17.2-06Utility Access (New Jersey Variation) (NJRB 5-124)ALTA 17.2
ALTA 17.1-06Indirect Access and Entry (NJRB 5-116)ALTA 17.1
ALTA 18-06Single Tax Parcel (NJRB 5-117)ALTA 18
ALTA 18.1-06Multiple Tax Parcel - Easements (NJRB 5-118)ALTA 18.1
ALTA 18.2-06Multiple Tax Parcel Endorsement (NJRB 5-172)ALTA 18.2
ALTA 18.3-06Single Tax Parcel and ID (NJRB 5-180)ALTA 18.3
ALTA 19-06Contiguity - Multiple Parcels (NJRB 5-119)ALTA 19
ALTA 19.1-06Contiguity - Single Parcel (NJRB 5-120)ALTA 19.1
ALTA 19.2-06Contiguity - Specified Parcels (NJRB 5-170)ALTA 19.2
ALTA 20-06First Loss-Multiple Parcel Transactions (NJRB 5-121)ALTA 20
ALTA 23-06Co-Insurance - Single Policy (NJRB 5-160)ALTA 23
ALTA 23.1Co-Insurance – Multiple Policies (NJRB 5-173)ALTA 23.1
ALTA 22-06Location (New Jersey Variation) (NJRB 5-123)ALTA 22
ALTA 25-06Same As Survey (New Jersey Variation) (NJRB 5-125)ALTA 25
ALTA 25.1-06Same As Portion of Survey (New Jersey Variation) (NJRB 5-126)ALTA 25.1
ALTA 26Subdivision (New Jersey Variation) (NJRB 5-176)ALTA 26
ALTA 28-06Easement-Damage or Enforced Removal (New Jersey Variation) (NJRB 5-127)ALTA 28
ALTA 28.1Encroachments-Boundaries and Easements (New Jersey Variation) (NJRB 5-141)ALTA 28.1
ALTA 28.2-06Encroachments - Boundaries and Easements - Described Improvements (New Jersey Variation) (NJRB 5-159)ALTA 28.2
ALTA 28.3-06Encroachments - Boundaries and Easements - Defined Improvements and Land Under Development (New Jersey Variation) (NJRB 5-171)ALTA 28.3
ALTA 29-06Interest Rate Swap Endorsement- Direct Obligation (NJRB 5-129)ALTA 29
ALTA 29.1-06Interest Rate Swap Endorsement- Additional Interest (NJRB 5-130)ALTA 29.1
ALTA 29.2-06Interest Rate Swap Endorsement- Direct Obligation - Defined Amount (NJRB 5-135)ALTA 29.2
ALTA 29.3-06Interest Rate Swap Endorsement- Additional Interest - Defined Amount (NJRB 5-136)ALTA 29.3
ALTA 30One to Four Family Shared Appreciation Mortgage Endorsement (NJRB 5-131)ALTA 30
ALTA 30.1Commercial Participation Interest (New Jersey Variation) (NJRB 5-154)ALTA 30.1
ALTA 31-06Severable Improvements (NJRB 5-133)ALTA 31
ALTA 33-06Disbursement (NJRB 5-134)ALTA 33
ALTA 34-06Identified Risk Coverage (NJRB 5-142)ALTA 34
ALTA 34.1Identified Exception & Identified Risks (NJRB 5-184)ALTA 34.1
ALTA 35-06Minerals and Other Subsurface Substances - Buildings (NJRB 5-143)ALTA 35
ALTA 35.1-06Minerals and Other Subsurface Substances - Improvements (NJRB 5-144)ALTA 35.1
ALTA 35.2-06Minerals and Other Subsurface Substances - Described Improvements (NJRB 5-145)ALTA 35.2
ALTA 35.3-06Minerals and Other Subsurface Substances - Land Under Development (NJRB 5-146)ALTA 35.3
ALTA 36-06Energy Project - Leasehold/Easement - Owner’s (NJRB 5-147)ALTA 36
ALTA 36.1-06Energy Project - Leasehold/Easement - Loan (NJRB 5-148)ALTA 36.1
ALTA 36.2-06Energy Project - Leasehold – Owner’s (NJRB 5-149)ALTA 36.2
ALTA 36.3-06Energy Project - Leasehold - Loan (NJRB 5-150)ALTA 36.3
ALTA 36.4-06Energy Project - Covenants, Conditions and Restrictions - Land Under Development – Owner’s (NJRB 5-151)ALTA 36.4
ALTA 36.5-06Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Loan (NJRB 5-152)ALTA 36.5
ALTA 36.6-06Energy Project - Encroachments (NJRB 5-153)ALTA 36.6
ALTA 36.7-06Energy Project - Fee Estate - Owner’s Policy (NJRB 5-166)ALTA 36.7
ALTA 36.8-06Energy Project - Fee Estate - Loan Policy (NJRB 5-167)ALTA 36.8
ALTA 37-06Assignment of Rents or Leases Endorsement (NJRB 5-155)ALTA 37
ALTA 39-06Policy Authentication (NJRB 5-178)ALTA 39
ALTA 40-06Tax Credit Endorsement (NJRB 5-181)ALTA 40
ALTA 40.1-06Tax Credit – Defined Amount Endorsement (NJRB 5-182)ALTA 40.1
ALTA 42-06Commercial Lender Group Endorsement (NJRB 5-183)ALTA 42
ALTA 43-06Anti-Taint (NJRB 5-161)ALTA 43
ALTA 45-06Pari Passu Mortgage - Loan Policy (NJRB 5-168)ALTA 45
ALTA 48Tribal Waivers and Consents 2021 v. 01.00 (4/02/2022) (NJRB 5-186)ALTA 48
ALTA JR 1JR 1 endorsement, 2021 v. 01.00 (4/02/2022) (NJRB 5-187)ALTA JR 1
ALTA JR 2Future Advance 2021 v. 01.00 (4/02/2022) (NJRB 5-188)ALTA JR 2
NJRB 5-57New Jersey - Application of Mortgage Payments(“Last Dollar”)New Jersey form
NJRB 5-48New Jersey Assignment – Policy Update EndorsementNew Jersey form
NJRB 5-31New Jersey Balloon Mortgage EndorsementNew Jersey form
NJRB 5-162New Jersey Contract Vendee’s EndorsementNew Jersey form
NJRB 5-23New Jersey Convertible Adjustable Rate MortgageNew Jersey form
NJRB 5-52New Jersey Fairway – (L.L.C.) EndorsementNew Jersey form
NJRB 5-51New Jersey Fairway – (Partnership) EndorsementNew Jersey form
NJRB 5-37New Jersey Lender’s Survey Endorsement (Without Survey)New Jersey form
NJRB 5-65New Jersey Modifiable Mortgage Option EndorsementNew Jersey form
NJRB 5-163New Jersey Option EndorsementNew Jersey form
NJRB 5-177New Jersey Partial Release of Mortgaged PremisesNew Jersey form
NJRB 5-33New Jersey Reverse Annuity EndorsementNew Jersey form
NJRB 5-32New Jersey Secondary Mortgage MarketNew Jersey form
NJRB 5-185New Jersey Solar EndorsementNew Jersey form
NJRB 5-10New Jersey Special Construction Loan Policy EndorsementNew Jersey form
NJRB 5-66New Jersey Successors and Transferees Coverage EndorsementNew Jersey form
NJRB 5-01New Jersey Survey EndorsementNew Jersey form
NJRB 5-164New Jersey Survey Endorsement (Without Survey) for Residential Condominiums and Co-OperativesNew Jersey form
NJRB 5-128New Jersey Waiver of Arbitration Endorsement (Owner’s or Lost Policy)New Jersey form

ALTA forms not available / watch-outs: ALTA numbers not in the index: 2, 4, 5, 9, 9.6, 21, 24, 27, 32, 38, 41, 44, 46, 47, 49, 50. Check the current rate book before relying on this list.

DISCLAIMER: For informational and educational purposes only. Nothing here is legal advice, a title opinion, or a commitment to insure, and no attorney-client relationship is created. No one may rely on this content for any transaction or legal decision. Coverage is governed solely by the terms of an issued policy or commitment, and requirements vary by state and underwriter. Consult your own attorney and underwriter. Views are my own and not those of my employer. Title in a Minute is Shawn Tidwell's personal creation and is not affiliated with, endorsed by, or sponsored by Fidelity National Title Group or any of its companies.