The hidden issue
One exception type, and the risk most people read right past on the commitment.
DISCLAIMER: For informational and educational purposes only. Nothing here is legal advice, a title opinion, or a commitment to insure, and no attorney-client relationship is created. No one may rely on this content for any transaction or legal decision. Coverage is governed solely by the terms of an issued policy or commitment, and requirements vary by state and underwriter. Consult your own attorney and underwriter. Views are my own and not those of my employer.
Commercial title · 50 states + DC · ALTA endorsements
Plain-English answers on liens, recording, endorsements and closing-table issues, for title staff, paralegals, attorneys and lenders. Search it, map it, compare it.
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51 jurisdictions: liens, recording, future advances, subdivision and premiums.
Browse states118 ALTA forms in plain English, searchable by number or keyword.
Search formsOne title issue, explained in about a minute.
Watch NewSeven topics, every state, one sortable table.
Compare NewThree questions, a short list of forms to look at.
FindEvery state file, form, episode and term in one box.
SearchInteractive map
Hover a state for its mechanics' lien filing deadline and the one quirk worth knowing. Click to open the full state file.
Hover or tab to a state for its lien deadline and key quirk. Click to open the full state file.
Learn something today
Title term of the day
A condensed history of the recorded documents affecting a parcel. Some states still require a certified abstract before a policy issues.
See it in the glossaryLearn by topic
Short primers and quizzes on coverage, exclusions, Schedule B and endorsements. Progress saves on this device.
Find out in the quiz All 16 topicsWhat this is
Commercial title runs on trust, and trust is built by being useful before you ever ask for the work. Title in a Minute is a short, regular series that takes one real issue — a Schedule B exception, a new ALTA endorsement, a survey question, a curative pattern — and explains what it actually means for the people on the deal.
No pitch. No filler. Just the kind of plain explanation good counsel gives a client over the phone, made public so it compounds.
The formats
Every episode follows one of four shapes — recognizable, repeatable, and built around the questions customers actually ask.
One exception type, and the risk most people read right past on the commitment.
A new endorsement or bulletin, translated into what it changes for your deal.
A short pre-closing checklist before you sign, accept, or rely on a commitment.
A pattern seen on a recent deal — anonymized — and how to handle it cleanly.
Featured
Title Commitment Review
Featured episode
The commitment is where a deal is really decided — requirements on one schedule, exceptions on another. This episode walks how to read it and what to look for before you rely on it.
See all 20 episodes
Who's behind it
Director of National Sales & Counsel for Fidelity National Title Group's Atlanta National Commercial Services — and a Georgia attorney since 1993.
Three decades of commercial closings taught one lesson worth repeating: the deals that go smoothly are the ones where everyone understood the title issues early. Title in a Minute is that understanding, made public — for the attorneys and lenders who want a straight answer, fast.
More about ShawnWatch & connect
Subscribe on YouTube to catch each new episode — or reach out if you've got a deal or a question worth a minute.